UNITED FINANCIAL SYSTEMS, CORPORATION PRIVACY POLICY
Safeguarding your personal financial information is as much a part of our business as discovering and meeting your financial and estate planning needs. It always has been and always will be. We have a long tradition of respecting the confidentiality of the information you provide because we believe that maintaining your trust is an important aspect of why you do business with us. This literature has been developed to provide information on how we manage the information you entrust us with, and it outlines our policies for protecting your privacy.

HOW WE OBTAIN INFORMATION:
We obtain information about you from four sources.
1. Information you provide to us on applications and through other means. This information might include your assets, income, and other debt.
2. Information collected in the course of providing you with products and services.
3. Information about your transactions with us, our affiliates, or others.
4. Information that is used to facilitate visits to our websites and emails.

We gather this information and use it only if we believe:
• It is necessary or useful as part of our relationship with you.
• It will serve your interests.
• It will help us provide you with products and services.
• It is required by law or regulation.

SHARING INFORMATION WITH THE UNITED FINANCIAL FAMILY:
To make it easier for you to use our products and services, United Financial Systems, Corporation occasionally shares information with its corporate family. As a result, you may receive information from us about products that have value for you. This information could come directly from United Financial Systems, Corporation, or from one of our affiliated companies or subsidiaries.

INFORMATION REQUIRED BY LAW
There may be state and federal laws that require us to disclose information to various government entities. In addition, if you are involved in a legal proceeding, the parties to the litigation have the right under state and federal law to obtain records and information from us. In all these instances, we will disclose the information whenever required to do so by law, regulation, lawful judicial or administrative process or court order.

FORMER CLIENTS
We maintain information after an account is closed as required by law or standard business practices. Any information on former clients is subject to the same policies as current client information.

SECURITY PROCEDURES
We have established security procedures and safeguards, in accordance with commercial standards, intended to prevent access to your confidential information by unauthorized persons. We periodically upgrade and test these security procedures and safeguards.

POLICIES GOVERNING EMPLOYEE ACCESS
We have procedures for limiting employee access to personally identifiable information about you. Employee access to this information is limited to our employees who, because of their position or responsibilities, have a business reason to know or have access to such information. Our employees are informed of their responsibility to protect confidential information you give to us. All our employees are bound by our Code of Conduct, which addresses the importance of confidentiality and client privacy.

FUTURE POLICY CHANGES
We may amend this policy at any time; however, if we do, we will notify you as required by law.

QUESTIONS?
If you have questions about our privacy policy, please contact our Client Services Department at 800-860-8275. We appreciate the trust you have shown by choosing us, and we will continue to safeguard any information you provide us.

THANK YOU
On behalf of United Financial Systems, Corporation we thank you for your business and look forward to serving you for many years to come.